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Poster-RDSP Chinese Telelearning -July21-2010

PLAN  is hosting a Chinese RDSP telephone seminar for Chinese families across the country July 21, 2010. Please see the attached poster for more information.

RDSP Teleseminar (Mandarin)

Date and Time: Wednesday, July 21, 2010 – 5 PM to 6:30 PM (Vancouver time)


– by phone: 604-439-9566

– by email:

– by website:

殘障人士註册儲蓄計劃(RDSP)是加拿大政府新訂的一項儲蓄計劃,能幫助我們有殘障的親人建立長遠的經濟保障。殘障人士福利計劃倡導會 (PLAN) 將為加拿大華語家庭安排兩個中文RDSP 電話遙距講座,日期在2010年6月16日和7月21日。如果與您有聯系的華語家庭中有需要知道關於RDSP 資訊者,希望你能幫助將所附上海報交給他們。謹此致謝!

RDSP電話中文講座日期和時間: (溫哥華時間)
2010年7月21日(星期三)下午5時至下午6時 30分(國語)


PLAN’s new  Step by Step Guide (to becoming eligible, opening and managing your Registered Disability Savings Plan) is available now for free download. Just click on the following link:  Step-by-Step Guide

With support from the Investor Education Fund, the guide has been written and designed in plain language for people with disabilities and their families.  It will walk you through all the steps necessary for becoming eligible, opening and managing an RDSP.

Feel free to use it and pass it on to others who might utilize it.  Our goal is to make information about the RDSP more accessible so that more people can use the RDSP to improve their financial security.

And….let us know what you think!  Post your comments and suggestions…there will always be another iteration.

Congratulations!  Yet another province has come out fully in favour of the Registered Disability Savings Plan. Yesterday, in the Speech from the Throne, the Manitoba Government indicated that they would be exempting the RDSP.

Manitobans with disabilities will have their eligibility for provincial supports expanded, by exempting federal Registered Disability Savings Plans from eligibility assessments. (click here for Throne Speech)

Today, at a noon press conference, the Government of Manitoba announced that they will fully support the launch of the RDSP in December and will be exempting the RDSP as an asset and income for those receiving Employment and Income Assistance (EIA) from the province.  Manitoba has now become the fifth province/territory to fully exempt the RDSP, including British Columbia, Newfoundland and Labrador, Yukon, and Saskatchewan.  Manitoba residents will now be able to fully benefit from the plan without fear of having their Disability Benefits clawed back by asset and income tested Disability Benefits.  The Manitoba Government should be applauded for its move to help people with disabilities across the province save for their future financial well-being.

Manitoba went further and announced that they will also be reviewing trust policy to better harmonize it with the treatment of the RDSP and gifts to any Manitoban with a disability up to $500 a month.  We hope that other Governments across Canada come out fully in support of the RDSP and also follow Manitoba’s example in reviewing the treatment of trusts to harmonize with the RDSP and allowing families to help out their relative with up to $500 a month in gifts.

Excellent news!

To read more about this important announcement please visit:

Currently BC, Alberta, Newfoundland, Saskatchewan, Manitoba, Ontario, Nova Scotia, NWT and Yukon have exempted the RDSP as an asset and/or income. Quebec and New Brunswick have exempted the RDSP as an asset but are capping the amount of income that you are allowed to withdraw from the plan (QB $305 exempt monhtly and NB $800 exempt monthly). Prince Edward Island has announced that they will exempt the RDSP as an asset and income up until the low income threshold (see for more details), and Nunavut has currently not indicated how they will treat the RDSP.

We will be updating this blog consistently and letting you know as soon as the provinces announce their intentions.

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